獨棟房屋
CORDOVA, TN 38016
4
2
2
2,544
192,500
售價
7.98% – 22.54
平均年回報率
物件介紹
位於孟菲斯最佳區域之一的高端、完全翻新、可用於出租的投資性獨棟房屋，有極佳的月度現金流。此物件具有2車車庫、中央空調和暖氣、花崗岩檯面板、步入式衣櫥和有露臺區域的巨大後院。
投資詳情
售價$192,500.00
建築年份 2005
回報率 6.77%
居住已出租入住
月租金$1,575
房產稅 $1,944
保險費 $949
管理費8%
區域描述
科爾多瓦 （Cordova ）是謝爾比縣 （Shelby County）的一個社區，位於孟菲斯的東北部、日爾曼敦的北部、巴特利特的南部、寇里爾鎮的西北部。科爾多瓦是孟菲斯的成立於1835年的東部農村，農場少於12個。科爾多瓦曾是著名的花產地，專門運往田納西州的孟菲斯。
投資選項
現金購買年回報率: 7.98%
賣方融資年回報率: 9.26%
銀行融資年回報率: 22.54%
合資企業（銀行）年回報率: 18.52%
合資企業（現金）年回報率: 7.12%
平均年回報率 7.98%
月度現金流 $1,086
頭期款 $180,000
投資簡介：投資者從 OCG 用現金購買房地產。本統包（Turnkey）投資項目已完全翻新、出租、並已交由物管公司妥善管理。投資者將擁有 100% 產權，而不與 OCG 劃分。房地產現已出租並為投資者帶來月度現金流。
| 估計市價 | Estimated Market Value | $185,000 | $185,000 | $190,550 | $196,267 | $202,154 | $208,219 | $214,466 | $220,900 |
| 買價 | Purchase Price | $180,000 | $180,000 | $180,000 | $180,000 | $180,000 | $180,000 | $180,000 | $180,000 |
| 每月 | 第一年 | 第二年 | 第三年 | 第四年 | 第五年 | 第六年 | 第七年 | |
| 租金收入 | Rental Revenue | $1,575 | $18,900 | $19,467 | $20,051 | $20,653 | $21,272 | $21,910 | $22,568 |
| 空置津貼 5% | Vacancy | $79 | $945 | $973 | $1,003 | $1,033 | $1,064 | $1,096 | $1,128 |
| 總租金收入 | Gross Rental Revenue | $1,496 | $17,955 | $18,494 | $19,048 | $19,620 | $20,209 | $20,815 | $21,439 |
| 營運成本 | Operational Expenses | ||||||||
| 物業管理 8% | Property Management | $120 | $1,436 | $1,479 | $1,524 | $1,570 | $1,617 | $1,665 | $1,715 |
| 財產稅 | Property Taxes | $162 | $1,944 | $1,983 | $2,023 | $2,063 | $2,104 | $2,146 | $2,189 |
| 保險費 | Insurance | $79 | $949 | $968 | $987 | $1,007 | $1,027 | $1,048 | $1,069 |
| 維修預算 | Repairs Allowance | $50 | $600 | $612 | $624 | $637 | $649 | $662 | $676 |
| 業務開支共計 | Total Operating Expenses | $411 | $4,929 | $5,042 | $5,158 | $5,276 | $5,398 | $5,522 | $5,649 |
| 淨收益 | Net Income | $1,086 | $13,026 | $13,451 | $13,890 | $14,344 | $14,811 | $15,293 | $15,790 |
| 收益資本化率 | Cap Rate | 7.24% | 7.24% | 7.47% | 7.72% | 7.97% | 8.23% | 8.50% | 8.77% |
| 投资現金回報率 | Cash on Cash Return | 7.24% | 7.24% | 7.47% | 7.72% | 7.97% | 8.23% | 8.50% | 8.77% |
| 平均年度回報率 | Average Annual Return | 7.24% | 7.24% | 7.35% | 7.48% | 7.60% | 7.72% | 7.85% | 7.98% |
| 營運成本率 | Operating Expense Ratio | 26.08% | 26.08% | 25.90% | 25.72% | 25.55% | 25.37% | 25.20% | 25.03% |
| 租金增加 | Rent Increase | 103% | |||||||
| 費用增加 | Expense Increase | 102% | |||||||
| 增值率 | Appreciation Rate | 103% |
平均年回報率 9.26%
月度現金流 $540
頭期款 $120,250
投資簡介：投資者從 OCG 以 50% – 65% 頭期款購買此項目。本統包（Turnkey）投資項目已完全翻新、出租、並已交由物管公司妥善管理。投資者將擁有 100% 產權，而不與 OCG 劃分。OCG 將充當貸方提供投資者剩餘 35% – 50% 之借貸服務，為期 7 年及利率為 6% – 8%。分期將以 15 年月付計算支付本金及利息，並在7年期限到期時將剩餘本金一次償還。而因分期 15 年支付，近於一半的借款金額已將支付，投資者也更加容易一次償還所剩的本金。
| 估計市價 | Estimated Market Value | $185,000 | $185,000 | $190,550 | $196,267 | $202,154 | $208,219 | $214,466 | $220,900 |
| 買價 | Purchase Price | $185,000 | $185,000 | $185,000 | $185,000 | $185,000 | $185,000 | $185,000 | $185,000 |
| 頭期款 65% | Down Payment | $120,250 | $120,250 | $120,250 | $120,250 | $120,250 | $120,250 | $120,250 | $120,250 |
| 每月 | 第一年 | 第二年 | 第三年 | 第四年 | 第五年 | 第六年 | 第七年 | |
| 租金收入 | Rental Revenue | $1,575 | $18,900 | $19,467 | $20,051 | $20,653 | $21,272 | $21,910 | $22,568 |
| 空置津貼 5% | Vacancy | $79 | $945 | $973 | $1,003 | $1,033 | $1,064 | $1,096 | $1,128 |
| 總租金收入 | Gross Rental Revenue | $1,496 | $17,955 | $18,494 | $19,048 | $19,620 | $20,209 | $20,815 | $21,439 |
| 營運成本 | Operational Expenses | ||||||||
| 物業管理 8% | Property Management | $120 | $1,436 | $1,479 | $1,524 | $1,570 | $1,617 | $1,665 | $1,715 |
| 財產稅 | Property Taxes | $162 | $1,944 | $1,983 | $2,023 | $2,063 | $2,104 | $2,146 | $2,189 |
| 保險費 | Insurance | $79 | $949 | $968 | $987 | $1,007 | $1,027 | $1,048 | $1,069 |
| 維修預算 | Repairs Allowance | $50 | $600 | $612 | $624 | $637 | $649 | $662 | $676 |
| 業務開支共計 | Total Operating Expenses | $411 | $4,929 | $5,042 | $5,158 | $5,276 | $5,398 | $5,522 | $5,649 |
| 淨收益 | Net Income | $1,086 | $13,026 | $13,451 | $13,890 | $14,344 | $14,811 | $15,293 | $15,790 |
| 貨款支付 | Loan Payment | $588 | $7,056 | $7,056 | $7,056 | $7,056 | $7,056 | $7,056 | $7,056 |
| 淨現金流 | Net Cash Flow | $498 | $5,970 | $6,395 | $6,834 | $7,288 | $7,755 | $8,237 | $8,734 |
| 貨款餘額 | Loan Balance | $64,750 | $64,750 | $62,003 | $59,087 | $55,991 | $52,704 | $49,215 | $45,510 |
| 貸款本金償還 | Principal Reduction | $229 | $2,747 | $2,916 | $3,096 | $3,287 | $3,489 | $3,705 | $3,933 |
| 年終貨款餘額 | End of Year Loan Balance | $64,521 | $62,003 | $59,087 | $55,991 | $52,704 | $49,215 | $45,510 | $41,577 |
| 收益資本化率 | Cap Rate | 7.04% | 7.04% | 7.27% | 7.51% | 7.75% | 8.01% | 8.27% | 8.54% |
| 投资現金回報率 | Cash on Cash Return | 5.38% | 5.38% | 5.74% | 6.10% | 6.48% | 6.87% | 7.27% | 7.68% |
| 貸款本金償還回報率 | Principal Reduction Return | 2.28% | 2.28% | 2.42% | 2.57% | 2.73% | 2.90% | 3.08% | 3.27% |
| 總投資回報率 | Total Return on Investment | 7.67% | 7.67% | 8.16% | 8.68% | 9.21% | 9.77% | 10.35% | 10.95% |
| 平均年度回報率 | Average Annual Return | 7.67% | 7.67% | 7.92% | 8.09% | 8.43% | 8.70% | 8.97% | 9.26% |
| 營運成本率 | Operating Expense Ratio | 26.08% | 26.08% | 25.90% | 25.72% | 25.55% | 25.37% | 25.20% | 25.03% |
| 租金增加 | Rent Increase | 103% | |||||||
| 費用增加 | Expense Increase | 102% | |||||||
| 增值率 | Appreciation Rate | 103% | |||||||
| 利率 | Interest Rate | 6% | |||||||
| 貸款期限 | Loan Term | 7 年 | |||||||
| 分期償還 | Amortization | 15 年 | |||||||
| 期末尾款 | Loan Balloon | $41,577 |
平均年回報率 22.54%
月度現金流 $346
頭期款 $36,000
投資簡介：投資者從 OCG 以 20% – 25% 頭期款向銀行申請貸款購買此項目。本統包（Turnkey）投資項目已完全翻新、出租、並已交由物管公司妥善管理。投資者將擁有 100% 產權，而不與 OCG 劃分。投資者可向銀行申請貸款支付剩餘的金額，普遍上為 30 年期 4.5% – 5% 利率的定息貸款。此策略非常適合長期投資創造財富。
| 估計市價 | Estimated Market Value | $185,000 | $185,000 | $190,550 | $196,267 | $202,154 | $208,219 | $214,466 | $185,000 |
| 買價 | Purchase Price | $180,000 | $180,000 | $180,000 | $180,000 | $180,000 | $180,000 | $180,000 | $180,000 |
| 頭期款 20% | Down Payment | $36,000 | $36,000 | $36,000 | $36,000 | $36,000 | $36,000 | $36,000 | $36,000 |
| 每月 | 第一年 | 第二年 | 第三年 | 第四年 | 第五年 | 第六年 | 第七年 | |
| 租金收入 | Rental Revenue | $1,575 | $18,900 | $19,467 | $20,051 | $20,653 | $21,272 | $21,910 | $22,568 |
| 空置津貼 5% | Vacancy | $79 | $945 | $973 | $1,003 | $1,033 | $1,064 | $1,096 | $1,128 |
| 總租金收入 | Gross Rental Revenue | $1,496 | $17,955 | $18,494 | $19,048 | $19,620 | $20,209 | $20,815 | $21,439 |
| 營運成本 | Operational Expenses | ||||||||
| 物業管理 8% | Property Management | $120 | $1,436 | $1,479 | $1,524 | $1,570 | $1,617 | $1,665 | $1,715 |
| 財產稅 | Property Taxes | $162 | $1,944 | $1,983 | $2,023 | $2,063 | $2,104 | $2,146 | $2,189 |
| 保險費 | Insurance | $79 | $949 | $968 | $987 | $1,007 | $1,027 | $1,048 | $1,069 |
| 維修預算 | Repairs Allowance | $50 | $600 | $612 | $624 | $637 | $649 | $662 | $676 |
| 業務開支共計 | Total Operating Expenses | $411 | $4,929 | $5,042 | $5,158 | $5,276 | $5,398 | $5,522 | $5,649 |
| 淨收益 | Net Income | $1,086 | $13,026 | $13,451 | $13,890 | $14,344 | $14,811 | $15,293 | $15,790 |
| 貨款支付 | Loan Payment | $740 | $8,880 | $8,880 | $8,880 | $8,880 | $8,880 | $8,880 | $8,880 |
| 淨現金流 | Net Cash Flow | $346 | $4,146 | $4,571 | $5,010 | $5,464 | $5,931 | $6,413 | $6,910 |
| 貨款餘額 | Loan Balance | $144,000 | $144,000 | $141,728 | $139,349 | $136,857 | $134,247 | $131,514 | $128,652 |
| 貸款本金償還 | Principal Reduction | $189 | $2,272 | $2,379 | $2,492 | $2,610 | $2,733 | $2,862 | $2,997 |
| 年終貨款餘額 | End of Year Loan Balance | $143,811 | $141,728 | $139,349 | $136,857 | $134,247 | $131,514 | $128,652 | $125,655 |
| 收益資本化率 | Cap Rate | 7.24% | 7.24% | 7.47% | 7.72% | 7.97% | 8.23% | 8.50% | 8.77% |
| 投资現金回報率 | Cash on Cash Return | 11.52% | 11.52% | 12.70% | 13.92% | 15.18% | 16.47% | 17.81% | 19.20% |
| 貸款本金償還回報率 | Principal Reduction Return | 6.31% | 6.31% | 6.61% | 6.92% | 7.25% | 7.59% | 7.95% | 8.33% |
| 總投資回報率 | Total Return on Investment | 17.83% | 17.83% | 19.31% | 20.84% | 22.43% | 24.07% | 25.76% | 27.52% |
| 平均年度回報率 | Average Annual Return | 17.83% | 17.83% | 18.57% | 19.08% | 20.10% | 20.89% | 21.71% | 22.54% |
| 營運成本率 | Operating Expense Ratio | 26.08% | 26.08% | 25.90% | 25.72% | 25.55% | 25.37% | 25.20% | 25.03% |
| 租金增加 | Rent Increase | 103% | |||||||
| 費用增加 | Expense Increase | 102% | |||||||
| 增值率 | Appreciation Rate | 103% | |||||||
| 利率 | Interest Rate | 4.625% | |||||||
| 貸款期限 | Loan Term | 30 年 | |||||||
| 分期償還 | Amortization | 30 年 | |||||||
平均年回報率 18.52%
月度現金流 $316
頭期款 $32,280
投資簡介：投資者以 OCG 實際購買此項目的成本金額為買價、並以 20% – 25% 頭期款向銀行融資剩餘金額來購買此項目。OCG 每個月將幫忙管理物管公司，及物管公司將直接匯寄支票給投資人，以方便用租金繳付每個月的房貸還款。OCG 和投資者各擁有 50% 的產權，投資者可每個月得到 75% 的淨現金流、及未來 50% 的售出價差。OCG 放棄了價差利潤以成本價出售達成合資，並已完成所有操作工作，包含尋找、採購、裝修、出租，讓此物件成為優良的統包 （Turnkey）投資項目。
| 估計市價 | Estimated Market Value | $185,000 | $185,000 | $190,550 | $196,267 | $202,154 | $208,219 | $214,466 | $220,900 |
| 買價 | Purchase Price | $161,400 | $161,400 | $161,400 | $161,400 | $161,400 | $161,400 | $161,400 | $161,400 |
| 頭期款 20% | Down Payment | $32,280 | $32,280 | $32,280 | $32,280 | $32,280 | $32,280 | $32,280 | $32,280 |
| 每月 | 第一年 | 第二年 | 第三年 | 第四年 | 第五年 | 第六年 | 第七年 | |
| 租金收入 | Rental Revenue | $1,575 | $18,900 | $19,467 | $20,051 | $20,653 | $21,272 | $21,910 | $22,568 |
| 空置津貼 5% | Vacancy | $79 | $945 | $973 | $1,003 | $1,033 | $1,064 | $1,096 | $1,128 |
| 總租金收入 | Gross Rental Revenue | $1,496 | $17,955 | $18,494 | $19,048 | $19,620 | $20,209 | $20,815 | $21,439 |
| 營運成本 | Operational Expenses | ||||||||
| 物業管理 8% | Property Management | $120 | $1,436 | $1,479 | $1,524 | $1,570 | $1,617 | $1,665 | $1,715 |
| 財產稅 | Property Taxes | $162 | $1,944 | $1,983 | $2,023 | $2,063 | $2,104 | $2,146 | $2,189 |
| 保險費 | Insurance | $79 | $949 | $968 | $987 | $1,007 | $1,027 | $1,048 | $1,069 |
| 維修預算 | Repairs Allowance | $50 | $600 | $612 | $624 | $637 | $649 | $662 | $676 |
| 業務開支共計 | Total Operating Expenses | $411 | $4,929 | $5,042 | $5,158 | $5,276 | $5,398 | $5,522 | $5,649 |
| 淨收益 | Net Income | $1,086 | $13,026 | $13,451 | $13,890 | $14,344 | $14,811 | $15,293 | $15,790 |
| 貨款支付 | Loan Payment | $664 | $7,968 | $7,968 | $7,968 | $7,968 | $7,968 | $7,968 | $7,968 |
| 淨現金流 | Net Cash Flow | $422 | $5,058 | $5,483 | $5,922 | $6,376 | $6,843 | $7,325 | $7,822 |
| OCG 劃分 25% | OCG Split | $105 | $1,264 | $1,371 | $1,481 | $1,594 | $1,711 | $1,831 | $1,956 |
| 淨投資人劃分 | Net Investor Split | $316 | $3,793 | $4,112 | $4,442 | $4,782 | $5,132 | $5,494 | $5,867 |
| 貨款餘額 | Loan Balance | $129,120 | $129,120 | $127,083 | $124,949 | $122,715 | $120,375 | $117,925 | $115,359 |
| 貸款本金償還 | Principal Reduction | $170 | $2,037 | $2,134 | $2,234 | $2,340 | $2,450 | $2,566 | $2,687 |
| 年終貨款餘額 | End of Year Loan Balance | $128,950 | $127,083 | $124,949 | $122,715 | $120,375 | $117,925 | $115,359 | $112,672 |
| 收益資本化率 | Cap Rate | 8.07% | 8.07% | 8.33% | 8.61% | 8.89% | 9.18% | 9.48% | 9.78% |
| 投资現金回報率 | Cash on Cash Return | 11.75% | 11.75% | 12.74% | 13.76% | 14.81% | 15.90% | 17.02% | 18.17% |
| 貸款本金償還回報率 | Principal Reduction Return | 3.16% | 3.16% | 3.31% | 3.46% | 3.62% | 3.79% | 3.97% | 4.16% |
| 總投資回報率 | Total Return on Investment | 14.91% | 14.91% | 16.05% | 17.22% | 18.44% | 19.69% | 20.99% | 22.34% |
| 平均年度回報率 | Average Annual Return | 14.91% | 14.91% | 15.48% | 15.87% | 16.65% | 17.26% | 17.88% | 18.52% |
| 營運成本率 | Operating Expense Ratio | 26.08% | 26.08% | 25.90% | 25.72% | 25.55% | 25.37% | 25.20% | 25.03% |
| 租金增加 | Rent Increase | 103% | |||||||
| 費用增加 | Expense Increase | 102% | |||||||
| 增值率 | Appreciation Rate | 103% | |||||||
| 利率 | Interest Rate | 4.625% | |||||||
| 貸款期限 | Loan Term | 30 年 | |||||||
| 分期償還 | Amortization | 30 年 |
平均年回報率 7.12%
月度現金流 $868
頭期款 $161,400
投資簡介：投資者以 OCG 實際購買此項目的成本金額為買價、並以現金來購買此物件。OCG 每個月將幫忙管理物管公司，及物管公司將直接匯寄支票給 OCG ，OCG 再支付投資者部份的現金流。OCG 和投資者各擁有 50% 的產權，投資者可每個月得到 75% – 80% 的淨現金流、及未來 50% 的售出價差。OCG 放棄了價差利潤以成本價出售達成合資，並已完成所有操作工作，包含尋找、採購、裝修、出租，讓此物件成為優良的統包 （Turnkey）投資項目。
| 估計市價 | Estimated Market Value | $185,000 | $185,000 | $190,550 | $196,267 | $202,154 | $208,219 | $214,466 | $220,900 |
| 買價 | Purchase Price | $161,400 | $161,400 | $161,400 | $161,400 | $161,400 | $161,400 | $161,400 | $161,400 |
| 頭期款 | Down Payment | $161,400 | $161,400 | $161,400 | $161,400 | $161,400 | $161,400 | $161,400 | $161,400 |
| 每月 | 第一年 | 第二年 | 第三年 | 第四年 | 第五年 | 第六年 | 第七年 | |
| 租金收入 | Rental Revenue | $1,575 | $18,900 | $19,467 | $20,051 | $20,653 | $21,272 | $21,910 | $22,568 |
| 空置津貼 5% | Vacancy | $79 | $945 | $973 | $1,003 | $1,033 | $1,064 | $1,096 | $1,128 |
| 總租金收入 | Gross Rental Revenue | $1,496 | $17,955 | $18,494 | $19,048 | $19,620 | $20,209 | $20,815 | $21,439 |
| 營運成本 | Operational Expenses | ||||||||
| 物業管理 8% | Property Management | $120 | $1,436 | $1,479 | $1,524 | $1,570 | $1,617 | $1,665 | $1,715 |
| 財產稅 | Property Taxes | $162 | $1,944 | $1,983 | $2,023 | $2,063 | $2,104 | $2,146 | $2,189 |
| 保險費 | Insurance | $79 | $949 | $968 | $987 | $1,007 | $1,027 | $1,048 | $1,069 |
| 維修預算 | Repairs Allowance | $50 | $600 | $612 | $624 | $637 | $649 | $662 | $676 |
| 業務開支共計 | Total Operating Expenses | $411 | $4,929 | $5,042 | $5,158 | $5,276 | $5,398 | $5,522 | $5,649 |
| 淨收益 | Net Income | $1,086 | $13,026 | $13,451 | $13,890 | $14,344 | $14,811 | $15,293 | $15,790 |
| OCG 劃分 20% | OCG Split | $217 | $2,605 | $2,690 | $2,778 | $2,869 | $2,962 | $3,059 | $3,158 |
| 淨投資人劃分 | Net Investor Split | $868 | $10,420 | $10,761 | $11,112 | $11,475 | $11,849 | $12,234 | $12,632 |
| 收益資本化率 | Cap Rate | 8.07% | 8.07% | 8.33% | 8.61% | 8.89% | 9.18% | 9.48% | 9.78% |
| 投资現金回報率 | Cash on Cash Return | 6.46% | 6.46% | 6.67% | 6.88% | 7.11% | 7.34% | 7.58% | 7.83% |
| 平均年度回報率 | Average Annual Return | 6.46% | 6.46% | 6.56% | 6.67% | 6.78% | 6.89% | 7.01% | 7.12% |
| 營運成本率 | Operating Expense Ratio | 26.08% | 26.08% | 25.90% | 25.72% | 25.55% | 25.37% | 25.20% | 25.03% |
| 租金增加 | Rent Increase | 103% | |||||||
| 費用增加 | Expense Increase | 102% | |||||||
| 增值率 | Appreciation Rate | 103% |
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